Club Insurance

Bluefin Sport is our appointed insurer and can provide clubs, teams, leagues and match officials with exclusive, robust and competitive insurance products, specifically tailored to the needs of grassroots football.

Personal Accident
Cover is available to adult and youth teams and protects players, committee members, managers, trainers and assistant referees/officials in the event of an accident arising from football activities.
 
Benefits include:
• Accidental death
• Life cover
• Permanent total disablement
• Loss of sight, limbs, speech, hearing
• Hospitalisation
• Dental expenses
• Weekly benefits for time off work
• Broken bone benefits 
 
From season 2017/18 personal accident insurance is mandatory for all teams and the “Basic” level of cover is the minimum level of cover required by the Berks & Bucks Football Association. We would recommend that you look at the range of benefits on offer as you may wish to upgrade your teams cover.

How do I purchase cover for my teams?
Clubs can purchase cover through the National Game Insurance Scheme website www.bluefinsport.co.uk/berksbucks
 
Legal Liabilities (including Public Liability)
The Countycover scheme is available to affiliated clubs, leagues and match officials affiliated to the Association. Cover is arranged by the association as a group policy, so premiums are more affordable. This allows you to purchase the cover at a much cheaper premium, whilst you also benefit from the wider cover of a policy that has been designed specifically with grassroots football in mind.
 
Four elements of cover in one unique package
 
• Public liability - £10,000,000
• Employers liability - £10,000,000
• Officers and committee liability - £5,000,000
• Professional indemnity - £10,000,000 
  
Countycover does not cover ‘Player to Player’ incidents. However, our cover does automatically include ‘Player to Player’ legal defence costs only of up to £100,000 (does not cover any award that maybe given).
 
Important:
 
•  Please note that Countycover is only available to clubs and teams participating at steps 5 and below. If your club or one of its teams plays at Step 4 and above, please contact Bluefin Sport as they can provide a separate quotation.
 
•  Cover is not provided for the operation of a licensed premises. This element of cover is usually provided under a commercial combined insurance policy or alternatively, Bluefin Sport can provide a separate quotation.
 
How do I purchase cover?
Cover is purchased when you affiliate to the Association and the premium of £20.00 is paid together with your affiliation fees.
 
Once the premium has been received and your application has been accepted, you will be sent an Evidence of Cover.
 
Who should I contact if I have any questions regarding the insurance?
 
Please contact Bluefin Sport:
 
T:  0845 872 5060
E:  nationalgame@bluefingroup.co.uk
W: bluefinsport.co.uk/ngis